Free tools
Financial calculators for Indian investors
Plan a mutual fund SIP, index fund SIP or stock SIP, then compare lumpsum investments, fixed and recurring deposits, PPF, EPF, Sukanya Samriddhi, gratuity, NPS, EMIs, income tax, HRA, retirement corpus, goals, SWP, Direct vs Regular mutual fund cost drag and fund overlap with Findost's 26 free calculators. Each tool runs instantly in your browser with no signup required. Illustrative estimates only — not investment or tax advice.
Popular: home loan EMI calculator (SBI, HDFC Bank, ICICI Bank rates and prepayment savings), goal calculator for child education and marriage, equity capital gains calculator and freelancer tax calculator for tax year 2026-27.
SIP calculator
Plan your monthly SIP corpus
Lumpsum calculator
Estimate one-time investment growth
FD calculator
Compare fixed deposit maturity
EMI calculator
Home, car or personal loan EMI with prepayment saving
Income tax calculator
Simplified new-regime tax estimate
Retirement calculator
Estimate retirement corpus need
Goal calculator
Child education, marriage or house down payment: SIP needed
PPF calculator
Project long-term PPF maturity
NPS calculator
Estimate NPS retirement corpus
SWP calculator
Plan systematic withdrawals from a corpus
Solar Savings Calculator
Solar Savings Calculator
Step-up SIP calculator
Increase your SIP as income grows
Old vs new tax calculator
Old vs new tax regime FY 2026-27
Equity capital gains calculator
LTCG / STCG on shares and equity funds, tax year 2026-27
HRA exemption calculator
HRA exemption FY 2026-27 (old regime, Rule 279)
SIP vs lumpsum calculator
Compare a monthly SIP with a one-time investment
Business valuation calculator
Estimate a simple earnings-multiple valuation
Startup runway calculator
See how long your cash can fund the business
Freelancer tax calculator
Presumptive tax (old 44ADA, now s.58) for tax year 2026-27
Direct vs regular calculator
Compare expense-ratio drag on SIP or lumpsum
Mutual Fund Overlap Calculator
Mutual Fund Overlap Calculator
EPF calculator
Project your EPF balance at retirement
Gratuity calculator
Estimate gratuity and its tax-free part
Sukanya Samriddhi calculator
Project Sukanya Samriddhi (SSY) maturity
RD calculator
Recurring deposit maturity (quarterly compounding)
NPS withdrawal calculator
Split your NPS corpus at exit and estimate the tax
Search-led planning resources: how much SIP for ₹1 crore, SIP vs FD vs PPF, best SIP date (AMFI NAV study), regular vs direct TER gap 2026, NPS 80:20 rule pension impact and how many mutual funds Indians hold.
Next step
Numbers done — want a portfolio check?
Calculators are illustrative. For a calm wealth or portfolio hygiene conversation — goals, SIP fitness, overlap — message Findost on WhatsApp, or read the portfolio review methodology.
Official channel: WhatsApp +91 62052 47092 · Educational intake, not a buy/sell call.