India Finance Research Brief: Old vs new income-tax regime: how to compare for your year

Official updates to review

• SEBI: Final Order in the matter of EKI Energy Services Ltd. — 30 Oct, 2026 +0530
• SEBI: Extension of timeline with respect to compliance of Digital Accessibility Circulars — 30 Oct, 2026 +0530
• SEBI: Ease of Compliance for FPIs – Rationalisation of KYC Review Periodicity — 30 Oct, 2026 +0530
• RBI: Money Market Operations as on October 30, 2026 — Mon, 02 Nov 2026 09:00:00
• RBI: Premature redemption under Sovereign Gold Bond (SGB) Scheme - Redemption Price for premature redemption of SGB 2021-22 Series VII due on November 02, 2026 — Fri, 30 Oct 2026 18:40:00
• RBI: Auction of State Government Securities — Fri, 30 Oct 2026 18:10:00

Findost links to primary sources so readers can verify the underlying announcement before forming a view.

Educational explainer: Old vs new income-tax regime: how to compare for your year

Individuals choose between the default (new) regime with lower slab rates and few deductions, and the old regime with higher rates but deductions such as for specified investments, housing-loan interest and HRA.

How to compare:

• List the deductions and exemptions you would actually claim in the old regime.
• Compute tax under both for the same income using the official tax calculator.
• Salaried and business taxpayers have different rules on switching between regimes year to year; check the current rules for your case.

Use the Findost tools

• Explore Findost calculators for practical scenario planning.
• Read Findost insights for related educational guides.

Sources and scope

• Income Tax Department
• SEBI RSS feed
• RBI press-release RSS feed
• Google Trends India

Optional Search Console, Reddit and X inputs are used privately for editorial topic selection. Their raw queries, posts, accounts and identifiers are never published. This brief is not personalised investment, tax, or legal advice, and it does not recommend securities or products. Verify source updates and consult a qualified professional before acting.